What are positive and negative registrations?

A registration is positive if a credit provider reports to us that you have been granted credit with a value of more than € 250 and a term of more than one month to us right away, on the day that it grants the credit. By registering your credit right away, other credit providers will be able to see you have outstanding credit, so they can assess whether or not to grant you new credit. If anything happens during the term of your credit, the credit provider will notify us. These notifications are referred to as negative registrations. For example: if you are in arrears in repaying a loan or if your credit provider is claiming immediate and full repayment of your loan.