Will my credit registration affect my new loan applications?

Your credit provider assesses your application for a new loan. We are not the one making that assessment. Your credit registration may affect your loan application, but not necessarily to your disadvantage. When you apply for a new loan, the credit provider - such as a bank or a lease company - will review your income and fixed expenses, among other things. As part of their assessment, they are required to request us to share details of your BKR registration. The credit provider will want to offer you a loan that fits your financial situation, so a positive registration may be to your advantage. However, if you were ever in arrears in the past, the bank might be more careful about your request. The credit provider has an acceptance policy and it is their decision to grant or deny you a new loan. The credit provider may also decide to grant you only part of the requested loan.